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LoneStar Investments


Selecting an investment portfolio may seem overwhelming for some. However, the LoneStar 529 Plan offers a number of investment options and strategies that you can tailor to align with your risk tolerance, time horizon and financial situation.

The Plan offers a wide range of portfolios with underlying investments managed by Artisan, Baird, DFA, Dodge & Cox, Eaton Vance, Federated Hermes, Neuberger Berman, New York Life, PIMCO, T. Rowe Price, and Vanguard. You can choose from among the Plan’s Target Enrollment Year Options, Risk-based and Individual Asset Class Options, or a combination of each.

Should your goals or needs change, you have the flexibility to rebalance your account or allocate future contributions to different portfolios. Under current federal regulations, account owners are allowed to change the allocation of existing assets twice per calendar year or whenever you name a new beneficiary.

Investment Options

View Your Investment Options:

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Target Enrollment Year Portfolios

You and your advisor select one of the following ten Target Enrollment Year Portfolios based on several factors, such as when you expect your beneficiary to need the funds, your risk tolerance and investment outlook. Once a portfolio is selected, your investments will stay in that portfolio until it is transferred to the Enrolled Years Portfolio or if you chose to make a new investment election to move it to another portfolio, whichever is earlier. You can choose to invest in one or any combination of these portfolios as well as the Risk-based and Individual Asset Class portfolios.

Hover over a pie chart below for details. The center of the chart shows asset allocations.

2038-2039 Portfolio

Currently invests primarily in equity and seeks capital growth within the portfolio.

2036-2037 Portfolio

Also currently invests primarily in equity and seeks capital growth within the portfolio.

2034-2035 Portfolio

Currently invests in a blended allocation of equity and fixed income, yet is still more heavily weighted toward equity investments seeking to capture further capital growth opportunities.

2032-2033 Portfolio

Currently invests in a blended allocation of equity and fixed income and seeks moderate capital growth and income.

2030-2031 Portfolio

Currently invests in an allocation tilted toward equity over fixed income.

2028-2029 Portfolio

Currently invests in a blended allocation of equity and fixed income with a heavier weight toward fixed income seeking to shift the investment focus more heavily toward capital preservation and income.

2026-2027 Portfolio

Currently invests in a blended allocation of equity and fixed income with a heavier weight toward fixed income.

2024-2025 Portfolio

Currently invests in a blended allocation of equity and fixed income with a heavy weight toward fixed income, as well as the inclusion of stable value seeking to provide additional income.

2022-2023 Portfolio

Currently invests primarily in fixed income, with the inclusion of some equity and some stable value. This portfolio seeks capital preservation and income.

Enrolled Years Portfolio

This is the last target enrollment year portfolio. This portfolio assumes that your beneficiary is enrolled in school and seeks to preserve capital and provide income to support withdrawals from the account.

1. Investments in the New York Life Guaranteed Interest Account are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency.

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Risk-based Portfolios

The Risk-based portfolios offer you the ability to choose investment options based on your risk tolerance. You can choose to invest in one or any combination of these portfolios as well as the Target Enrollment Year and Individual Asset Class portfolios.

Hover over a pie chart below for details. The center of the chart shows asset allocations.

Aggressive Allocation

Seeks long-term capital growth by investing in an asset allocation weighted heavily toward equity investments versus fixed income investments.

Balanced Allocation

Seeks moderate growth by investing in a balanced asset allocation somewhat weighted toward equity investments over fixed income investments.

Conservative Allocation

Seeks conservative growth by investing primarily in fixed income, with the inclusion of some equity and some stable value.

1. Investments in the New York Life Guaranteed Interest Account are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency.

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Individual Asset Class Portfolios

Individual Asset Class portfolios allow you to create your own portfolio allocation by selecting from among select asset classes. You can also invest in any number of Individual Asset Class Portfolios alongside other investment in Target Enrollment Year or Risk-based portfolios.

Hover over a pie chart below for details. The center of the chart shows asset allocations.

Diversified Equity Portfolio

Seeks long‑term capital appreciation by investing its assets in equity investments.

Diversified Fixed Income Portfolio

Seeks low volatility and income from a diversified selection of fixed income investments.

U.S. Value Portfolio

Allocation – 100% Artisan Value Fund (APHLX)

Seeks long-term capital growth through value equity investments, which are those companies that are cash-producing and in strong financial condition, while selling at discounted prices to their expected intrinsic value.

U.S Growth Portfolio

Allocation – 100% T. Rowe Price Large Cap Growth (TRLGX)

Seeks long-term capital growth through growth equity investments, which are those companies with above-average expectations for earnings and cash flow growth.

U.S. Total Stock Market Portfolio

Allocation – 100% Vanguard Total Stock Market Index (VSMPX)

Seeks long-term capital growth through equity investments by tracking the returns of the U.S.
stock market.

Small-Cap Portfolio

Allocation – 100% DFA US Small Cap Portfolio (DFSTX)

Seeks long-term capital growth by investing in smaller companies, or those with low market capitalizations.

Active International Portfolio

Allocation – 100% Dodge & Cox International Stock (DODFX)

Seeks long-term capital growth and income by investing at least 80% of its assets in non-U.S. company equities.

Passive International Portfolio

Allocation – 100% Vanguard Total International Stock Market (VTPSX)

Seeks long-term capital growth through equity investments of developed and emerging non-U.S. companies.

Emerging Markets Portfolio

Allocation – 100% Neuberger Berman Emerging Markets Equity (NREMX)

Seeks exposure to emerging market growth via a high-quality approach.

Long-Term Fixed Income Portfolio

Allocation – 100% Vanguard Long-Term Treasury Index (VLGSX)

Seeks income by tracking the performance of the Bloomberg U.S. Long Treasury Bond Index.

Active Bond Portfolio

Allocation – 100% PIMCO Total Return (PTTRX)

Seeks income from a core bond holding made up of high-quality, intermediate-term bonds.

Passive Bond Portfolio

Allocation – 100% Vanguard Total Bond Market Index (VBMPX)

Seeks to track the performance of a broad, market‑weighted bond index.

High-Yield Fixed Income Portfolio

Allocation – 100% Federated Hermes Institutional High Yield (FIHBX)

Seeks high current income by investing primarily in lower-rated corporate fixed-income securities.

International Fixed Income Portfolio

Allocation – 100% PIMCO International Bond (USD-Hdg) (PFORX)

Seeks maximum total return through the use of intermediate maturity non-U.S. fixed income instruments.

DFA Inflation-Protected Securities

Allocation – 100% T. Rowe Price Large Cap Growth (DIPSX)

Seeks to provide inflation protection and earn current income consistent with inflation‑protected securities.

Short-Term Fixed Income Portfolio

Allocation – 100% Baird Short-Term Bond (BSBIX)

Seeks to provide a total return, net of fees, greater than the Bloomberg Barclays 1-3 Year U.S. Government/Credit Bond Index.

Socially Responsible Portfolio

Allocation – Vanguard FTSE Social Index (VFTAX)

Seeks capital growth while investing in large-and-midcapitalization stocks that meet certain environmental, social, and corporate governance (ESG) criteria.

Commodity Portfolio

Allocation – 100% PIMCO Commodity Real Return (PCRIX)

Seeks to capture performance potential of commodities through derivative exposure to the broad-based Bloomberg Commodity Index.

Real Estate Portfolio

Allocation – 100% Vanguard Real Estate Index (VGSNX)

Seeks to provide total return and diversification from stocks and bonds by investing in Real Estate Investment Trusts (REITs).

Capital Preservation Portfolio

Allocation – 100% New York Life Guaranteed Interest

Seeks to provide a stable flow of current income. The current investment selected for this portfolio is the New York Life Guaranteed Interest Account.

1. Investments in the New York Life Guaranteed Interest Account are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency.

View Underlying Investments & Target Asset Allocations

The portfolios and their underlying investments involve investment risks that are described in the Plan Description. For example, prices of small- and mid-cap stocks often fluctuate more than large-company stocks. There are special risks inherent to international investing, including currency, political, social, and economic risks. Emerging market stocks are generally riskier than stocks in developing countries. Fixed income investing entails interest rate, credit, and inflation risks. Investments in specific industries or sections, such as real estate, have industry concentration risk.

Performance & Prices

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Performance

The inception date of the current investment portfolios listed below is March 7, 2022. You can view historical performance of the portfolios prior to that date. You can also access historical performance of your account by logging in to your account. 

       

Expense Ratio2 Effective Date 01/01/0001

Total Returns1 as of 04/30/2022

Portfolio Name As of 04/30/202203/31/2022 Expense
Ratio1
Total Returns Average Annual Returns
 1
Month
 3
Month
YTD 1
Year
3
Year
5
Year
Since
Inception
Target Enrollment Options
2038-2039 Portfolio -9.48% N/A -3.60% N/A N/A N/A -3.60% 1.03%
2038-2039 Portfolio N/A N/A 4.30% N/A N/A N/A 4.30% 1.03%
2036-2037 Portfolio -9.50% N/A -3.80% N/A N/A N/A -3.80% 1.03%
2036-2037 Portfolio N/A N/A 4.20% N/A N/A N/A 4.20% 1.03%
2034-2035 Portfolio -9.42% N/A -3.80% N/A N/A N/A -3.80% 1.03%
2034-2035 Portfolio N/A N/A 4.00% N/A N/A N/A 4.00% 1.03%
2032-2033 Portfolio -9.26% N/A -4.00% N/A N/A N/A -4.00% 1.02%
2032-2033 Portfolio N/A N/A 3.80% N/A N/A N/A 3.80% 1.02%
2030-2031 Portfolio -8.33% N/A -4.30% N/A N/A N/A -4.30% 0.99%
2030-2031 Portfolio N/A N/A 2.70% N/A N/A N/A 2.70% 0.99%
2028-2029 Portfolio -7.57% N/A -4.70% N/A N/A N/A -4.70% 0.95%
2028-2029 Portfolio N/A N/A 1.70% N/A N/A N/A 1.70% 0.95%
2026-2027 Portfolio -6.59% N/A -5.00% N/A N/A N/A -5.00% 0.91%
2026-2027 Portfolio N/A N/A 0.70% N/A N/A N/A 0.70% 0.91%
2024-2025 Portfolio -5.68% N/A -5.30% N/A N/A N/A -5.30% 0.88%
2024-2025 Portfolio N/A N/A -0.30% N/A N/A N/A -0.30% 0.88%
2022-2023 Portfolio -4.54% N/A -5.30% N/A N/A N/A -5.30% 0.83%
2022-2023 Portfolio N/A N/A -1.10% N/A N/A N/A -1.10% 0.83%
Enrolled Years Portfolio -3.26% N/A -5.10% N/A N/A N/A -5.10% 0.78%
Enrolled Years Portfolio N/A N/A -1.90% N/A N/A N/A -1.90% 0.78%
Risk-based Portfolios
Aggressive Allocation -8.86% N/A -4.30% N/A N/A N/A -4.30% 1.01%
Aggressive Allocation N/A N/A 3.10% N/A N/A N/A 3.10% 1.01%
Balanced Allocation -7.91% N/A -4.50% N/A N/A N/A -4.50% 0.97%
Balanced Allocation N/A N/A 2.20% N/A N/A N/A 2.20% 0.97%
Conservative Allocation -4.54% N/A -5.30% N/A N/A N/A -5.30% 0.83%
Conservative Allocation N/A N/A -1.10% N/A N/A N/A -1.10% 0.83%
Individual Assets Class Portfolios
Diversified Equity -10.86% N/A -4.00% N/A N/A N/A -4.00% 1.06%
Diversified Equity N/A N/A 5.10% N/A N/A N/A 5.10% 1.06%
Diversified Fixed Income -2.77% N/A -5.30% N/A N/A N/A -5.30% 0.95%
Diversified Fixed Income N/A N/A -2.30% N/A N/A N/A -2.30% 0.95%
U.S. Value -8.94% N/A -3.20% N/A N/A N/A -3.20% 1.42%
U.S. Value N/A N/A 3.80% N/A N/A N/A 3.80% 1.42%
U.S. Growth -16.61% N/A -8.60% N/A N/A N/A -8.60% 1.15%
U.S. Growth N/A N/A 6.40% N/A N/A N/A 6.40% 1.15%
U.S. Total Stock Market -11.19% N/A -4.80% N/A N/A N/A -4.80% 0.61%
U.S. Total Stock Market N/A N/A 4.70% N/A N/A N/A 4.70% 0.61%
Small-Cap -10.31% N/A -6.00% N/A N/A N/A -6.00% 0.92%
Small-Cap N/A N/A 1.80% N/A N/A N/A 1.80% 0.92%
Active International -7.08% N/A 1.10% N/A N/A N/A 1.10% 1.22%
Active International N/A N/A 6.60% N/A N/A N/A 6.60% 1.22%
Passive International -8.59% N/A -2.10% N/A N/A N/A -2.10% 0.66%
Passive International N/A N/A 5.30% N/A N/A N/A 5.30% 0.66%
Emerging Markets -7.63% N/A -6.80% N/A N/A N/A -6.80% 1.75%
Emerging Markets N/A N/A -0.40% N/A N/A N/A -0.40% 1.75%
Long-Term Fixed Income -8.15% N/A -14.30% N/A N/A N/A -14.30% 0.66%
Long-Term Fixed Income N/A N/A -5.80% N/A N/A N/A -5.80% 0.66%
Active Bond -3.82% N/A -6.90% N/A N/A N/A -6.90% 1.05%
Active Bond N/A N/A -3.00% N/A N/A N/A -3.00% 1.05%
Passive Bond -3.52% N/A -6.80% N/A N/A N/A -6.80% 0.62%
Passive Bond N/A N/A -3.10% N/A N/A N/A -3.10% 0.62%
High Yield Fixed Income -3.63% N/A -4.40% N/A N/A N/A -4.40% 1.09%
High Yield Fixed Income N/A N/A -0.50% N/A N/A N/A -0.50% 1.09%
International Fixed Income -1.64% N/A -3.80% N/A N/A N/A -3.80% 1.09%
International Fixed Income N/A N/A -1.80% N/A N/A N/A -1.80% 1.09%
Inflation Protection -2.17% N/A -5.30% N/A N/A N/A -5.30% 0.70%
Inflation Protection N/A N/A -2.90% N/A N/A N/A -2.90% 0.70%
Short-Term Fixed Income -0.61% N/A -2.00% N/A N/A N/A -2.00% 0.89%
Short-Term Fixed Income N/A N/A -1.30% N/A N/A N/A -1.30% 0.89%
Socially Responsible Portfolio -12.23% N/A -5.30% N/A N/A N/A -5.30% 0.73%
Socially Responsible Portfolio N/A N/A 5.20% N/A N/A N/A 5.20% 0.73%
Commodity Portfolio 4.57% N/A 7.60% N/A N/A N/A 7.60% 1.33%
Commodity Portfolio N/A N/A 3.70% N/A N/A N/A 3.70% 1.33%
Real Estate Portfolio -5.39% N/A -1.70% N/A N/A N/A -1.70% 0.69%
Real Estate Portfolio N/A N/A 2.70% N/A N/A N/A 2.70% 0.69%
Capital Preservation Portfolio 0.09% N/A 0.15% N/A N/A N/A 0.15% 0.59%2
Capital Preservation Portfolio N/A N/A 0.07% N/A N/A N/A 0.07% 0.59%2
Portfolio Name As of 04/30/202203/31/2022 Expense
Ratio1
Total Returns Average Annual Returns
 1
Month
 3
Month
YTD 1
Year
3
Year
5
Year
Since
Inception
Target Enrollment Options
2038-2039 Portfolio -11.96% N/A -6.23% N/A N/A N/A -6.23% 1.03%
2038-2039 Portfolio N/A N/A 1.46% N/A N/A N/A 1.46% 1.03%
2036-2037 Portfolio -11.99% N/A -6.42% N/A N/A N/A -6.42% 1.03%
2036-2037 Portfolio N/A N/A 1.36% N/A N/A N/A 1.36% 1.03%
2034-2035 Portfolio -11.90% N/A -6.42% N/A N/A N/A -6.42% 1.03%
2034-2035 Portfolio N/A N/A 1.17% N/A N/A N/A 1.17% 1.03%
2032-2033 Portfolio -11.76% N/A -6.61% N/A N/A N/A -6.61% 1.02%
2032-2033 Portfolio N/A N/A 0.97% N/A N/A N/A 0.97% 1.02%
2030-2031 Portfolio -10.89% N/A -6.91% N/A N/A N/A -6.91% 0.99%
2030-2031 Portfolio N/A N/A -0.10% N/A N/A N/A -0.10% 0.99%
2028-2029 Portfolio -10.09% N/A -7.30% N/A N/A N/A -7.30% 0.95%
2028-2029 Portfolio N/A N/A -1.07% N/A N/A N/A -1.07% 0.95%
2026-2027 Portfolio -9.18% N/A -7.59% N/A N/A N/A -7.59% 0.91%
2026-2027 Portfolio N/A N/A -2.04% N/A N/A N/A -2.04% 0.91%
2024-2025 Portfolio -8.24% N/A -7.88% N/A N/A N/A -7.88% 0.88%
2024-2025 Portfolio N/A N/A -3.02% N/A N/A N/A -3.02% 0.88%
2022-2023 Portfolio -7.16% N/A -7.88% N/A N/A N/A -7.88% 0.83%
2022-2023 Portfolio N/A N/A -3.79% N/A N/A N/A -3.79% 0.83%
Enrolled Years Portfolio -5.95% N/A -7.68% N/A N/A N/A -7.68% 0.78%
Enrolled Years Portfolio N/A N/A -4.57% N/A N/A N/A -4.57% 0.78%
Risk-based Portfolios
Aggressive Allocation -11.39% N/A -6.91% N/A N/A N/A -6.91% 1.01%
Aggressive Allocation N/A N/A 0.29% N/A N/A N/A 0.29% 1.01%
Balanced Allocation -10.41% N/A -7.10% N/A N/A N/A -7.10% 0.97%
Balanced Allocation N/A N/A -0.58% N/A N/A N/A -0.58% 0.97%
Conservative Allocation -7.16% N/A -7.88% N/A N/A N/A -7.88% 0.83%
Conservative Allocation N/A N/A -3.79% N/A N/A N/A -3.79% 0.83%
Individual Assets Class Portfolios
Diversified Equity -13.28% N/A -6.61% N/A N/A N/A -6.61% 1.06%
Diversified Equity N/A N/A 2.24% N/A N/A N/A 2.24% 1.06%
Diversified Fixed Income -5.49% N/A -7.88% N/A N/A N/A -7.88% 0.95%
Diversified Fixed Income N/A N/A -4.96% N/A N/A N/A -4.96% 0.95%
U.S. Value -11.44% N/A -5.84% N/A N/A N/A -5.84% 1.42%
U.S. Value N/A N/A 0.97% N/A N/A N/A 0.97% 1.42%
U.S. Growth -18.90% N/A -11.09% N/A N/A N/A -11.09% 1.15%
U.S. Growth N/A N/A 3.50% N/A N/A N/A 3.50% 1.15%
U.S. Total Stock Market -13.61% N/A -7.39% N/A N/A N/A -7.39% 0.61%
U.S. Total Stock Market N/A N/A 1.85% N/A N/A N/A 1.85% 0.61%
Small-Cap -12.80% N/A -8.56% N/A N/A N/A -8.56% 0.92%
Small-Cap N/A N/A -0.97% N/A N/A N/A -0.97% 0.92%
Active International -9.65% N/A -1.65% N/A N/A N/A -1.65% 1.22%
Active International N/A N/A 3.70% N/A N/A N/A 3.70% 1.22%
Passive International -11.08% N/A -4.77% N/A N/A N/A -4.77% 0.66%
Passive International N/A N/A 2.43% N/A N/A N/A 2.43% 0.66%
Emerging Markets -10.21% N/A -9.34% N/A N/A N/A -9.34% 1.75%
Emerging Markets N/A N/A -3.11% N/A N/A N/A -3.11% 1.75%
Long-Term Fixed Income -10.64% N/A -16.63% N/A N/A N/A -16.63% 0.66%
Long-Term Fixed Income N/A N/A -8.37% N/A N/A N/A -8.37% 0.66%
Active Bond -6.43% N/A -9.44% N/A N/A N/A -9.44% 1.05%
Active Bond N/A N/A -5.64% N/A N/A N/A -5.64% 1.05%
Passive Bond -6.14% N/A -9.34% N/A N/A N/A -9.34% 0.62%
Passive Bond N/A N/A -5.74% N/A N/A N/A -5.74% 0.62%
High Yield Fixed Income -6.27% N/A -7.00% N/A N/A N/A -7.00% 1.09%
High Yield Fixed Income N/A N/A -3.21% N/A N/A N/A -3.21% 1.09%
International Fixed Income -4.37% N/A -6.42% N/A N/A N/A -6.42% 1.09%
International Fixed Income N/A N/A -4.47% N/A N/A N/A -4.47% 1.09%
Inflation Protection -4.82% N/A -7.88% N/A N/A N/A -7.88% 0.70%
Inflation Protection N/A N/A -5.54% N/A N/A N/A -5.54% 0.70%
Short-Term Fixed Income -3.35% N/A -4.67% N/A N/A N/A -4.67% 0.89%
Short-Term Fixed Income N/A N/A -3.99% N/A N/A N/A -3.99% 0.89%
Socially Responsible Portfolio -14.68% N/A -7.88% N/A N/A N/A -7.88% 0.73%
Active Bond N/A N/A 2.33% N/A N/A N/A 2.33% 0.73%
Commodity Portfolio 1.70% N/A 4.67% N/A N/A N/A 4.67% 1.33%
Commodity Portfolio N/A N/A 0.88% N/A N/A N/A 0.88% 1.33%
Real Estate Portfolio -7.96% N/A -4.38% N/A N/A N/A -4.38% 0.69%
Real Estate Portfolio N/A N/A -0.10% N/A N/A N/A -0.10% 0.69%
Capital Preservation Portfolio -2.66% N/A -2.60% N/A N/A N/A -2.60% 0.59%2
Capital Preservation Portfolio N/A N/A -2.69% N/A N/A N/A -2.69% 0.59%2
Portfolio Name As of 04/30/202203/31/2022 Expense
Ratio1
Total Returns Average Annual Returns
 1
Month
 3
Month
YTD 1
Year
3
Year
5
Year
Since
Inception
Target Enrollment Options
2038-2039 Portfolio -9.57% N/A -3.60% N/A N/A N/A -3.60% 0.78%
2038-2039 Portfolio N/A N/A 4.40% N/A N/A N/A 4.40% 0.78%
2036-2037 Portfolio -9.49% N/A -3.70% N/A N/A N/A -3.70% 0.78%
2036-2037 Portfolio N/A N/A 4.20% N/A N/A N/A 4.20% 0.78%
2034-2035 Portfolio -9.32% N/A -3.70% N/A N/A N/A -3.70% 0.78%
2034-2035 Portfolio N/A N/A 4.10% N/A N/A N/A 4.10% 0.78%
2032-2033 Portfolio -9.25% N/A -3.90% N/A N/A N/A -3.90% 0.77%
2032-2033 Portfolio N/A N/A 3.80% N/A N/A N/A 3.80% 0.77%
2030-2031 Portfolio -8.33% N/A -4.20% N/A N/A N/A -4.20% 0.74%
2030-2031 Portfolio N/A N/A 2.80% N/A N/A N/A 2.80% 0.74%
2028-2029 Portfolio -7.47% N/A -4.60% N/A N/A N/A -4.60% 0.70%
2028-2029 Portfolio N/A N/A 1.80% N/A N/A N/A 1.80% 0.70%
2026-2027 Portfolio -6.58% N/A -4.90% N/A N/A N/A -4.90% 0.66%
2026-2027 Portfolio N/A N/A 0.80% N/A N/A N/A 0.80% 0.66%
2024-2025 Portfolio -5.68% N/A -5.30% N/A N/A N/A -5.30% 0.63%
2024-2025 Portfolio N/A N/A -0.20% N/A N/A N/A -0.20% 0.63%
2022-2023 Portfolio -4.53% N/A -5.20% N/A N/A N/A -5.20% 0.58%
2022-2023 Portfolio N/A N/A -1.10% N/A N/A N/A -1.10% 0.58%
Enrolled Years Portfolio -3.26% N/A -5.00% N/A N/A N/A -5.00% 0.53%
Enrolled Years Portfolio N/A N/A -1.80% N/A N/A N/A -1.80% 0.53%
Risk-based Portfolios
Aggressive Allocation -8.85% N/A -4.20% N/A N/A N/A -4.20% 0.76%
Aggressive Allocation N/A N/A 3.20% N/A N/A N/A 3.20% 0.76%
Balanced Allocation -7.90% N/A -4.40% N/A N/A N/A -4.40% 0.72%
Balanced Allocation N/A N/A 2.30% N/A N/A N/A 2.30% 0.72%
Conservative Allocation -4.53% N/A -5.20% N/A N/A N/A -5.20% 0.58%
Conservative Allocation N/A N/A -1.10% N/A N/A N/A -1.10% 0.58%
Individual Assets Class Portfolios
Diversified Equity -10.77% N/A -3.90% N/A N/A N/A -3.90% 0.81%
Diversified Equity N/A N/A 5.10% N/A N/A N/A 5.10% 0.81%
Diversified Fixed Income -2.77% N/A -5.30% N/A N/A N/A -5.30% 0.70%
Diversified Fixed Income N/A N/A -2.30% N/A N/A N/A -2.30% 0.70%
U.S. Value -8.94% N/A -3.20% N/A N/A N/A -3.20% 1.17%
U.S. Value N/A N/A 3.80% N/A N/A N/A 3.80% 1.17%
U.S. Growth -16.59% N/A -8.50% N/A N/A N/A -8.50% 0.90%
U.S. Growth N/A N/A 6.40% N/A N/A N/A 6.40% 0.90%
U.S. Total Stock Market -11.10% N/A -4.70% N/A N/A N/A -4.70% 0.36%
U.S. Total Stock Market N/A N/A 4.80% N/A N/A N/A 4.80% 0.36%
Small-Cap -10.21% N/A -5.90% N/A N/A N/A -5.90% 0.67%
Small-Cap N/A N/A 1.80% N/A N/A N/A 1.80% 0.67%
Active International -7.07% N/A 1.20% N/A N/A N/A 1.20% 0.97%
Active International N/A N/A 6.70% N/A N/A N/A 6.70% 0.97%
Passive International -8.49% N/A -1.90% N/A N/A N/A -1.90% 0.41%
Passive International N/A N/A 5.40% N/A N/A N/A 5.40% 0.41%
Emerging Markets -7.53% N/A -6.70% N/A N/A N/A -6.70% 1.50%
Emerging Markets N/A N/A -0.40% N/A N/A N/A -0.40% 1.50%
Long-Term Fixed Income -8.15% N/A -14.30% N/A N/A N/A -14.30% 0.41%
Long-Term Fixed Income N/A N/A -5.80% N/A N/A N/A -5.80% 0.41%
Active Bond -3.72% N/A -6.80% N/A N/A N/A -6.80% 0.80%
Active Bond N/A N/A -3.00% N/A N/A N/A -3.00% 0.80%
Passive Bond -3.52% N/A -6.80% N/A N/A N/A -6.80% 0.37%
Passive Bond N/A N/A -3.00% N/A N/A N/A -3.00% 0.37%
High Yield Fixed Income -3.53% N/A -4.30% N/A N/A N/A -4.30% 0.84%
High Yield Fixed Income N/A N/A -0.50% N/A N/A N/A -0.50% 0.84%
International Fixed Income -1.64% N/A -3.80% N/A N/A N/A -3.80% 0.84%
International Fixed Income N/A N/A -1.80% N/A N/A N/A -1.80% 0.84%
Inflation Protection -2.17% N/A -5.30% N/A N/A N/A -5.30% 0.45%
Inflation Protection N/A N/A -2.90% N/A N/A N/A -2.90% 0.45%
Short-Term Fixed Income -0.61% N/A -2.00% N/A N/A N/A -2.00% 0.64%
Short-Term Fixed Income N/A N/A -1.30% N/A N/A N/A -1.30% 0.64%
Socially Responsible Portfolio -12.22% N/A -5.20% N/A N/A N/A -5.20% 0.64%
Socially Responsible Portfolio N/A N/A 5.30% N/A N/A N/A 5.30% 0.64%
Commodity Portfolio 4.56% N/A 7.70% N/A N/A N/A 7.70% 0.48%
Commodity Portfolio N/A N/A 3.70% N/A N/A N/A 3.70% 0.48%
Real Estate Portfolio -5.39% N/A -1.70% N/A N/A N/A -1.70% 0.44%
Real Estate Portfolio N/A N/A 2.70% N/A N/A N/A 2.70% 0.44%
Capital Preservation Portfolio 0.13% N/A 0.22% N/A N/A N/A 0.22% 0.34%2
Capital Preservation Portfolio N/A N/A 0.10% N/A N/A N/A 0.10% 0.34%2

The performance data quoted represents past performance, which does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original cost. Current performance may be lower or higher than the performance quoted.

Performance data for each portfolio are based on the total return of a hypothetical account, net of the LoneStar 529 Plan program and administration fees.

Portfolio returns for periods less than 1 year are cumulative and are not annualized.

1. Expense ratios for each of the portfolios include underlying investment expenses and plan fees.

2. Although there are no investment expenses associated with the Capital Preservation Portfolio, the yield of the underlying investment, New York Life GIA (“GIA”) is reduced by 0.10% to compensate New York Life for operating, administrative, and marketing costs. This will reduce the return of the portfolios that invest in the GIA. The interest rate (Crediting Rate) for the GIA resets every six months on January 1 and July 1. The Net Crediting Rate for the GIA is currently 1.60%.

1512-NLD-05052022

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Prices

You may see historical pricing and compare portfolios by selecting individual portfolios below.

   

Portfolio Prices as of 05/25/2022

Portfolio Name Class A Class RIA Class A Historical Price Class RIA Historical Price
NAV MOP Expense Ratio1 NAV Expense Ratio1
Unit Value Daily Change Unit Value Daily Change
Target Enrollment Options
2038-2039 Portfolio 9.39 0.09 9.66 1.03% 9.39 0.08 0.78%
2036-2037 Portfolio 9.39 0.09 9.66 1.03% 9.40 0.08 0.78%
2034-2035 Portfolio 9.39 0.08 9.66 1.03% 9.41 0.09 0.78%
2032-2033 Portfolio 9.39 0.08 9.66 1.02% 9.40 0.08 0.77%
2030-2031 Portfolio 9.39 0.07 9.66 0.99% 9.40 0.07 0.74%
2028-2029 Portfolio 9.39 0.07 9.66 0.95% 9.40 0.06 0.70%
2026-2027 Portfolio 9.38 0.05 9.65 0.91% 9.39 0.05 0.66%
2024-2025 Portfolio 9.38 0.05 9.65 0.88% 9.39 0.05 0.63%
2022-2023 Portfolio 9.42 0.04 9.69 0.83% 9.43 0.03 0.58%
Enrolled Years Portfolio 9.47 0.03 9.74 0.78% 9.48 0.02 0.53%
Risk-based Portfolios
Aggressive Allocation Portfolio 9.38 0.08 9.65 1.01% 9.39 0.07 0.76%
Balanced Allocation Portfolio 9.39 0.07 9.66 0.97% 9.40 0.07 0.72%
Conservative Allocation Portfolio 9.41 0.04 9.68 0.83% 9.42 0.04 0.58%
Individual Assets Class Portfolios
Diversified Equity Portfolio 9.38 0.09 9.65 1.06% 9.40 0.10 0.81%
Diversified Fixed Income Portfolio 9.45 0.03 9.72 0.95% 9.46 0.03 0.70%
U.S. Value Portfolio 9.78 0.12 10.06 1.42% 9.79 0.11 1.17%
U.S. Growth Portfolio 8.43 0.13 8.67 1.15% 8.45 0.14 0.90%
U.S. Total Stock Market Portfolio 9.14 0.11 9.40 0.61% 9.15 0.10 0.36%
Small-Cap Portfolio 9.24 0.17 9.50 0.92% 9.26 0.18 0.67%
Active International Portfolio 10.34 0.05 10.63 1.22% 10.36 0.05 0.97%
Passive International Portfolio 9.65 0.02 9.92 0.66% 9.67 0.02 0.41%
Emerging Markets Portfolio 9.05 0.02 9.31 1.75% 9.06 0.02 1.50%
Long-Term Fixed Income Portfolio 8.59 0.03 8.83 0.66% 8.59 0.03 0.41%
Active Bond Portfolio 9.37 0.02 9.63 1.05% 9.38 0.02 0.80%
Passive Bond Portfolio 9.40 0.03 9.67 0.62% 9.41 0.02 0.37%
High Yield Fixed Income Portfolio 9.38 0.10 9.65 1.09% 9.39 0.10 0.84%
International Fixed Income Portfolio 9.58 0.01 9.85 1.09% 9.58 0.01 0.84%
Inflation Protection Portfolio 9.36 0.02 9.62 0.70% 9.37 0.01 0.45%
Short-Term Fixed Income Portfolio 9.84 0.01 10.12 0.89% 9.85 0.01 0.64%
Socially Responsible Portfolio 8.98 0.10 9.23 0.73% 8.99 0.09 0.48%
Commodity Portfolio 10.94 0.04 11.25 1.33% 10.95 0.04 1.08%
Real Estate Portfolio 9.30 0.08 9.56 0.69% 9.31 0.07 0.44%
Capital Preservation Portfolio 10.0220 0.0002 10.3033 0.59%2 10.0322 0.0004 0.34%2

1. Expense ratios for each of the portfolios include underlying investment expenses and plan fees.

2. Although there are no investment expenses associated with the Capital Preservation Portfolio, the yield of the underlying investment, New York Life GIA (“GIA”) is reduced by 0.10% to compensate New York Life for operating, administrative, and marketing costs. This will reduce the return of the portfolios that invest in the GIA. The interest rate (Crediting Rate) for the GIA resets every six months on January 1 and July 1. The Net Crediting Rate for the GIA is currently 1.60%.